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Artificial Labs

Artificial Labs builds a cloud-based algorithmic underwriting platform and proprietary placement and underwriting tools for global specialty (re)insurance brokers and carriers.

Artificial Labs builds the digital infrastructure for modern specialty (re)insurance. Founded in 2013 and headquartered in London, the firm provides a cloud-based algorithmic underwriting platform used by global brokers and carriers to structure complex data flows and automate the repetitive work that has long slowed specialty risk transfer. Its software is configurable and insurance-specific, designed for an industry in which precision and speed of decision-making carry direct financial consequence.

The product suite is built around three proprietary elements. The Artificial Platform automates repetitive tasks and structures complex data flows across specialty risk transfer. Smart Placement removes operational barriers in the placement process, helping brokers and carriers transform their placement strategies, while Smart Underwriting supports underwriting strategy and enables insurance professionals to make smarter, faster decisions.

Adoption is concentrated among industry leaders: Apollo, BMS, Lockton, Chaucer and AXIS are among the firms relying on the technology. The company raised a $45M Series B to accelerate global growth and innovation. Its team combines insurance, engineering and subject-matter expertise, pairing deep industry knowledge with engineering capability to serve specialty insurance, reinsurance and brokerage markets worldwide.

Artificial Labs operates from London with a global remit, serving brokers and carriers across specialty insurance, reinsurance, insurance brokerage and insurtech. Work at the firm sits at the intersection of data structuring, automation and configurable insurance software - problems where domain understanding and engineering rigour are both non-negotiable.

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