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Remote · United States
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Taktile provides an AI decisioning platform that helps financial institutions make faster, better-informed decisions on loans, fraud, and compliance whilst maintaining human control.
5 open jobs
Clutch
Clutch builds a digital origination platform for credit unions covering account opening, loan origination, automated decisioning and AI assistants, serving 150+ partners in the United States.
Clutch builds a digital origination platform used exclusively by credit unions, combining the speed of a fintech lender with the member-first priorities of the institutions it serves. The company's software spans account opening, loan origination, automated decisioning, onboarding and member support, and its engineering work sits at the intersection of lending infrastructure, identity verification and AI-assisted operations. Recognized as one of Deloitte's fastest-growing technology companies and named Best Loan Origination Platform in the 2025 FinTech Breakthrough Awards, Clutch is backed by investors including Andreessen Horowitz (a16z) and operates across the United States.
The product surface is substantial. Digital Account Opening delivers a seamless deposit-opening experience across channels; Loan Origination gives credit unions an end-to-end system able to compete with far larger financial institutions; and Fastlane automates decisioning to compress loan approvals and reduce manual review. Omnichannel Origination unifies digital and in-branch intake, while two AI-powered assistants - HAL, a lending assistant, and Emma, a collections assistant - extend automation into day-to-day operations. Technical work spans digital origination, automated decisioning, omnichannel account opening, loan origination software and identity verification (IDV).
Scale gives the work consequence. Clutch's platform serves more than 150 credit union partners whose members number some 130 million Americans, and it processes thousands of loan applications. The recorded outcomes are specific: a 50% increase in look-to-book ratios, a 40% reduction in manual reviews and IDV spend, 9% recovery of abandoned applications, and a 227% increase in deposit accounts in the first week of go-live. For in-branch intake, Fastlane reduced approval times from 25 minutes to 3 minutes.
Clutch frames its mission as transforming credit unions into modern fintech lenders - a mandate that pairs engineering ambition with a stated member-first philosophy.