Finto develops autonomous AI agents that automate the invoice-to-pay process for enterprise accounting departments. The platform handles the complete workflow from invoice receipt through validated journal entry, processing transactions end-to-end in under 30 seconds without manual intervention. By eliminating repetitive data entry, supplier chasing, and three-way matching, the system allows finance teams to redirect effort toward higher-value analytical work.
The company integrates with major enterprise resource planning systems including SAP, Microsoft Dynamics, and DATEV, enabling seamless deployment within existing financial infrastructure. Finto's agents understand contextual information and validate data automatically, delivering verified journal entries that require no manual clicking or review cycles. The platform operates with GDPR-compliant data handling and maintains a strict policy against training large language models on customer data.
Founded in 2025 and headquartered in Munich, Finto is backed by Y Combinator, Gradient, and Lightspeed. The company targets mid-market and large enterprises in traditional industries seeking to modernise their finance operations through genuine process automation rather than incremental efficiency gains.
